Payday Loan - Frequent Asked Questions

• How long does it normally take to be approved for a payday loan? If you provide all of the information required, it doesn't take long to verify your documentation. Normally you will have your money the same day you apply.

• What is required of me to get a payday loan? To be approved for a payday loan, you must meet our minimum requirements. You are required to be at least 18 years old, have proof of regular income (for the past three months), have proof of id, proof of residency, and a have an open US bank account.

• How much can I borrow? Depending upon your ability to pay back the loan, you may borrow as much as $1500.

• Will I need to fax you the information? No, non-fax payday loans are available.

• How much do you charge just to apply for a payday loan? $0. Applying for a payday loan on this site is absolutely free. You will never be asked for payment or credit card information.

• Is it difficult to apply online? No, in fact, just the opposite is true. Applying online is not only easy, but you don't even have to leave your home!

• Can I make big item purchases, such as a car, with a payday loan? There are no restrictions on the use of your payday loan, however, remember it is your responsibility to pay this money back. Normally it is not a good idea to use a payday loan for items that are not really necessary. Payday loans are meant to be short-term loans used for emergencies.

• Can I apply for a payday loan for my spouse? No, if you are not eligible for a payday loan, but your spouse is, he or she must apply for themselves.

• Where are you located? We have hundreds of loan officers nationwide. The loan officer closest to you will contact you on the status of your loan application.